Public Liability Insurance

 

Why all golfers need Public insurance
A recent survey from England Golf showed that golf is that the fifth-largest participation sport in England, with nearly 4 million people playing a round of golf within the UK. What’s more, membership numbers are up by 24 per club on the average .

However, with increased levels of participation come an increased risk of golfers accidentally injuring someone on the course. There are several high-profile instances of this, most notably within the 2018 Ryder Cup when Brooks Koepka’s wayward shot struck a spectator and blinded her in one eye. At amateur level, there was the incident where James Gordon’s mishit shot struck and blinded Anthony Phee at Niddry Castle Golf Club, leading to a £397k court case.

Unfortunate accidents like these can have significant financial ramifications – and reiterate how vital it's that each one golfers don’t take unnecessary risks and have Public insurance whenever they set foot on the course. The Court of Appeal ruled in 1998 that, if you either injure somebody else or damage someone else’s property like a car as a results of a wayward shot on the golf links , you'll be held financially responsible.

Despite what you would possibly think, albeit you shout "fore!", you'll still be liable for any resulting injury or damage. However, if you've got Public insurance , your legal liability is protected if you injure somebody else or damage property while playing a round.

Most common household insurance policies exclude sports-related Public insurance . However, at Golf Care, we offer up to £5 million of Public insurance to make sure you’re covered against the aforementioned incidents whenever you set foot on the course.

Better yet, our £5 million Public insurance is out there across all four levels of our cover, meaning you'll safeguard yourself from injury and property damage from £24.49 per year!* Our brand ambassador and former Ryder Cup captain Bernard Gallacher explains within the below video why having our Public insurance is so important.

So, what are you waiting for? Don’t take unnecessary risks – confirm you’re protected subsequent time you hit a wayward shot by getting covered with us today.